Banks that give loans without salary transfer in Iraq are widely and quickly available, as there are a group of banks in the country of Iraq that give citizens quick loans called personal loans, and this type of loan is to meet personal needs, and through the money makers website, we look at the banks that give Loans without salary transfer in Iraq.
Banks that give loans without salary transfer in Iraq
Many banks in Iraq provide the service of giving loans to citizens, and these quick loans are obtained simply through some easy procedures, and among the most important banks that give loans without salary transfer in Iraq are the following:
1- Ashur International Investment Bank
This bank provides several financial and banking services, including personal loans, which are among the loans that are made without salary transfer, and this type of loan is to meet the needs of citizens in Iraq.
The loan is taken using easy security conditions. These loans help to secure the needs of individuals, whether they are personal or consumer needs. The loan repayment period may reach 24 months as a maximum, and the annual interest is about 12% of the loan value.
2- International Development Bank for Investment and Finance
Through this bank, individuals can take a loan without salary transfer, and quick personal loans are allowed to pay their financial needs, the loan value may reach a maximum of 25 million dinars, and the loan repayment period is a maximum of 60 months.
The annual interest is about 7.5%, and there is a condition in this bank that the borrower works as an employee in a government job or has a sponsor working in a government job, and that he owns a settlement account with the International Development Bank.
3- The Investment Bank of Iraq
This bank offers many quick financial services such as quick personal loans, and the loan can be granted to non-Iraqis and Iraqi citizens as well, and this is done after taking high guarantees, and the repayment period varies from person to person and is determined by the exchange board of the bank.
4- Al Janoob Islamic Investment Bank
Quick loans can be obtained through this bank, as it is in line with the provisions of Islamic Sharia, and individuals resort to taking quick loans without transferring a salary to meet their personal needs such as renovating the house and securing educational fees for children.
5- Sumer Commercial Bank
This bank provides a lot of loans to Iraqi citizens, which individuals resort to meet their personal needs quickly, and the loan is taken without salary transfer, and the guarantee is determined due to the value of the loan.
6- Iraqi Byblos Bank
This bank gives quick personal loans without salary transfer, the borrower gets approval immediately, and Byblos Bank of Iraq provides the loan in local currency and US dollars.
The value of the loan can reach 30 thousand US dollars, and the loan is available to be repaid within 4 years, and this loan is available to non-Iraqi residents and Iraqi citizens, provided that the residence of non-Iraqis exceeds two years and the value of the monthly installments does not exceed 25%.
7- BLOM BANK
BLOM Bank is one of the banks that gives loans without salary transfer in Iraq. This bank is located in Baghdad and Erbil and offers a personal loan program, and allows loans to be provided to pay school expenses or meet personal and consumer needs.
This bank grants loans in Iraqi dinars and US dollars as well, and the repayment period can be up to a maximum of 5 years, provided that the age of the borrower is less than 60 years.
personal loan
The personal loan is the most widespread and accepted by many Iraqi citizens and clients of financial institutions; Because it plays an important role in paying quick personal needs such as school and university expenses and rehabilitating the house, and this loan depends on guarantees against a sum of money provided to people.